Terms and conditions

Taking the big step into property investing can seem daunting, but it shouldn't be.


This website is operated by Ascension Finance Pty Limited ABN 97 629 392 525 a Credit Representative 513326 authorised under Australian Credit Licence 389328 and its Related Body Corporate (“We”, “Us” and “Our””) under the domain name www.ascension.finance (“Site”). The following terms and conditions (“Terms of Use”) apply to the entire Site and any subsequent versions of the Site.

Your access or use of the Site indicates that you agree to abide by, and be bound by, these Terms of Use, Our Privacy Policy and any other related policies, notices, representations or additional terms and conditions applicable to the Site. If you do not accept these Terms of Use, please leave the Site and discontinue use of Our services immediately.

Terms of Use

Information that you provide to Us on this website will be collected by Us and Our subsidiaries and related businesses. Please see the contact us page for details about how to contact us. The purposes for which the information is collected are described in the collection form. We may not be able to assist you with your request if you do not provide your information. In order to deal with your request, We may need to disclose your information to Our associates, contractors and service providers, who may be overseas. We may also use your information to offer or provide you with products or services or ask for your feedback. Our privacy policy contains information about how you can access your personal information and request corrections or complain if you are dissatisfied with how we have dealt with your personal information.

Changes to these Terms of Use

We may change these Terms of Use and make changes to the content and layout of the Site, at any time. Any modifications will be effective immediately, without any prior notice to you.

General Information

The material and information on our Site are provided to give you general guidance in home financing (including buying, selling and owning), personal loan, credit card and insurance processes. The information has been prepared without taking into consideration your objectives, financial status or needs.

Contacting Us

We provide a useful and simple method for customers to the website to contact Us. By using this service you understand and agree that:

  • For a response to be provided, contact information must be provided.

  • We will respond within 5 working days.

  • The collection and use of your information will be governed by Our Privacy Policy.

Limitation of Liability

We and Our agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on Our Site. Whilst We work hard to ensure the highest quality data and to keep the information on Our Site accurate, complete and up to date, We cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.

To the maximum extent permitted by law and notwithstanding any other provision of these Terms of Use, We will not be liable in any way to you or anyone else for any loss, expense, liability, claim, damages (including without limitation, indirect, special or consequential loss or damage), loss of income, data, contract, tort, profit, or loss of opportunity, arising out of your use or inability to use, or access, the Site or any of the services or in relation to any content or information obtained through the Site, whether or not this is caused by a negligent act or omission.

Intellectual Property

All material featured on the Site, including any content, email communications, underlying source code and software, is owned, or used under license, by Us, and is protected by copyright, patent, trade mark and any other intellectual property laws. You agree that information featured on the Site is for personal use only and may not be sold, redistributed or used for any commercial purpose.

You agree not to transfer, obtain or mine any data from the Site.

By posting, submitting ratings or content you grant Us a royalty-free, perpetual right to use, reproduce, modify, publish, distribute, create derivative works from, communicate to the public, or use for any purpose your rating in any form or media. You waive any moral rights that you may have in that content.

Governing Law

These Terms of Use and all aspects of the Site are governed by the laws of the State of New South Wales in Australia. Disputes arising in connection with the Site or these Terms of Use will be subject to the non-exclusive jurisdiction of the courts of New South Wales in Australia.